Terms & Conditions

Effective Date: 2025/02/24

Welcome to JohnGhatti.com (the “Website”), a personal branding website for John Ghatti. This document outlines the terms governing the use of the Website and the services provided by the companies owned and operated by John Ghatti. By accessing and using the Website, you agree to abide by these Terms and Conditions. If you do not agree to these terms, please do not use the Website.

1. Companies Owned and Operated by John Ghatti

This Website provides information related to the various companies owned and operated by John Ghatti, spanning multiple industries, including but not limited to:

• CashBet: Online Gambling and Betting Services
• GoDownTea: Premium Tea and Beverage Products
• iBotGenius: Artificial Intelligence and Software Development
• WinnersGroundFX: Fintech and AI-powered Trading Solutions
• Ghatti Trading: Commodity Trading and Mining
• GhattiCoin: Cryptocurrency and Blockchain Solutions
• Real Estate Development: Residential Property Development

For further details on these companies and their services, please visit their respective official company websites. Each website contains the official registered company name, registration number, and other necessary legal information.

2. Acceptance of Terms

By using the Website, you agree to be bound by these Terms and Conditions, including any future amendments. We may revise these Terms from time to time, and all changes will be posted on this page with an updated effective date. Please review this page periodically.

3. Use of the Website

• Eligibility: The Website is intended for users who are at least 18 years of age. By accessing and using the Website, you represent and warrant that you are of legal age to form a binding contract and are not prohibited from using the Website under any applicable laws.

• Content: All content on the Website, including text, images, logos, graphics, videos, and software, is the property of John Ghatti or his companies and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes only.

• Prohibited Activities: You agree not to:

  • Violate any local, national, or international laws.
  • Use the Website for unlawful or fraudulent activities.
  • Impersonate any person or entity.
  • Interfere with the Website’s operation or security.
  • Upload malicious software or engage in any activities that disrupt the Website.

4. Privacy Policy and Data Protection

Your use of the Website is also governed by our [Privacy Policy], which outlines how we collect, use, and protect your personal data in compliance with the Protection of Personal Information Act (POPIA). By using the Website, you consent to our collection and use of your data in accordance with the Privacy Policy.

5. Disclaimers

All content on the Website is provided on an “as is” basis, without warranties of any kind, either express or implied. To the maximum extent permitted by law, John Ghatti and his companies disclaim all warranties, including but not limited to the accuracy, completeness, or reliability of the content on the Website.
We do not warrant that the Website will be uninterrupted or error-free and reserve the right to modify, suspend, or discontinue any aspect of the Website without notice.

6. Limitation of Liability

In no event shall John Ghatti or his companies be liable for any damages arising out of the use or inability to use the Website, including but not limited to any direct, indirect, incidental, special, or consequential damages, even if advised of the possibility of such damages.

7. Third-Party Links

The Website may contain links to third-party websites not owned or controlled by John Ghatti or his companies. We are not responsible for the content or practices of these third-party sites. By using the Website, you acknowledge and agree that we are not liable for any damages or losses caused by your use of third-party websites.

8. Online Gambling (CashBet)

If you access or use services related to CashBet, an online gambling and betting platform, you are responsible for complying with applicable laws in your jurisdiction before engaging in any gambling activity.
CashBet does not offer services to individuals under the legal gambling age or individuals in jurisdictions where gambling is prohibited. Please verify the legal age and jurisdictional restrictions before using the platform.

9. Cryptocurrency and Blockchain (GhattiCoin)

If you access or use GhattiCoin services related to cryptocurrency and blockchain, please be aware that cryptocurrency investments carry inherent risks. The value of cryptocurrencies may fluctuate.
GhattiCoin is not a registered financial service provider, and users should conduct their own research and seek independent financial advice before engaging in any cryptocurrency-related activities.

10. Commodity Trading and Mining (Ghatti Trading)

Engaging with Ghatti Trading in commodity trading and mining involves high risks. We strongly recommend seeking professional financial advice before engaging in any trading or investment activity related to Ghatti Trading.

11. Real Estate Development

Any real estate development services provided by John Ghatti and his companies are subject to the laws and regulations of the relevant jurisdiction. We do not guarantee the profitability or future value of any real estate projects. All potential investors should seek independent legal and financial advice.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or relating to these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of South Africa.

13. Indemnity

You agree to indemnify and hold harmless John Ghatti and his companies, including their officers, employees, and agents, from any claims, liabilities, damages, losses, and expenses arising out of your use of the Website or violation of these Terms and Conditions.

14. Changes to Terms and Conditions

We reserve the right to update or change these Terms and Conditions at any time. The latest version will always be available on this page, with the updated date reflected at the top of this page. By continuing to use the Website after changes are made, you agree to be bound by the updated Terms and Conditions.

15. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at:
Email: info@johnghatti.com
Phone: +27 81 043 7378